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Building Your Legacy on Solid Ground

Experience the Bedrock difference -

Discover how we can support your journey to owning a home

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Don't Let Doubt Stop Your Dreams

Are you losing hope in the home buying process?

You're facing difficulties getting loan approval

You feel frustrated and judged by banks

Uncertainty makes you question your dreams

You might miss building your legacy

Confusion about the process holds you

Confusion about the process holds you back

We understand the challenges of homeownership and are committed to empowering you every step of the way!

You're in Good Hands

When you work with Bedrock Home Loans you become family. Hear what other customers have to say about our seamless process.

More Satisfied Clients!

"I have never felt so comfortable when buying a home before. Lance and his team made the entire process super easy and I was able to put my focus on the other aspects of buying a home. I highly recommend using Lance for any and all home buying needs!"

- R. Ketchen

"Lance and his team are seriously the best!" I went to 2 different lenders and they turned me away and I never thought I would be 22 years old and a home owner. They treat you like family and would do anything in their power to get you into a home!"

- B. Zamora

"BEST EVER EXPERIENCE! Lance helped me get a loan and traverse some difficulties that were of my own making with a smile. He got it done and got me an amazing rate! You will regret going anywhere else."

- T. Priddis

"Lance is hands down the nicest, funniest, friendliest, and all around most down to earth loan officer you will ever meet. He was so upbeat and kind to me and my husband. I will ALWAYS recommend Lance. We will only use him from here and out."

- B. Davis

"I have worked with Lance for 16 years on various loans. There isn't anyone is the business better than Lance. He isn't just your mortgage guy, he cares about you like family and will move mountains to help you. He truly is the beset in the industry."

- D. Hillier

"We never imagined that we could own an house at this point in our life. Lance inspired us and educated us to reach our potential. He and his team care about us as people, not just clients. Lance was always available to answer my many, many, many questions!"

- M. Freitas

"There is nobody like Lance. I bought my first home back in 2000 with his help and direction. No other loan officer would have touched us. We had seriously complicated credit and Lance made it happen. To say he went the extra mile would is an understatement."

- E. Sandridge

"I've worked with Lance for over 15 years. He is one of the most amazing people in this industry, he is an out of the box thinker and can find a solution for any credit situation. I've gone from horrible credit to very good and he has never told me couldn't do it."

- J. Winn

"We were in Chapter 13 and he was able to get a loan in my husband's name with me on the title. Worked out great. We have been in our home 10 years and now my husband has a credit score of 790 because of Lance and his coaching. Lance is amazing at his job!"

- S. Summerhays

"Lance did a fantastic job helping us find our dream home. He knew 110% what he was doing and and always exceeded our expectations. He took the time to make sure we understood everything that was happening every step of the way."

- D. Tueller

"Lance and his team went more than above and beyond to help us get into our first home! I have a picture of us the day we moved in! Thank you! You guys are SUPER HEROES!"

- M. Cardona

"I was a first time home buyer and after a total debacle with a different mortgage company, I'm glad I found Lance and his team. Don't waste your time anywhere else, come and see what first class service is all about. I would highly recommend."

- A. Romney

Your Foundation for a Brighter Future

Experience the Bedrock difference - where your home financing needs are built on a legacy of trust and a commitment to your success.

Get A Rate Quote

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Secure a home loan with our mortgage company in 3 easy steps

Schedule A Personal Consult

Consult with a loan officer and save big on your mortgage with low rates.

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Secure Your Pre-Approval

Prepare to enter the market with the purchasing power of a pre-approval.

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Obtain Your Guarantees

Feel confident in your decisions with our commitment-driven pledges.

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Why Bedrock Home Loans?

Rock-solid commitment to our customers is at the heart of our services. Fulfilling your home-buying needs with veracity is always our top priority.

We win on rates a lot.

Our mortgage rates are the best in the business, offering competitive programs and flexible qualification thresholds. Learn more about the rates you’re eligible for based on your finances and credit history.

We’re invested in you for the long-haul.

We’re more than just a lender – we’re here to provide you with long-term mortgage and homeownership tools and resources, including refinancing options as-needed.

You’ll receive a stress-free experience

Our team is committed to making the mortgage experience simple and easy for you, walking you through each step of the application and closing process.

We put money behind our promises.

Don’t just take our word for it – we back up our guarantees with our own financial commitment to clients.

Your Homeownership Dreams are a Click Away

Click the button below and submit a brief contact form. A dedicated member of our team will promptly contact you with a custom rate quote so that you can be more informed In your home purchase or refinance consideration.

Schedule A Consult

We win on rates a lot.

We’re invested in you for the long-haul.

We’re more than just a lender – we’re here to provide you with long-term mortgage and homeownership tools and resources, including refinancing options as-needed.

You’ll receive a stress-free experience

Our team is committed to making the mortgage experience simple and easy for you, walking you through each step of the application and closing process.

We put money behind our promises.

Don’t just take our word for it – we back up our guarantees with our own financial commitment to clients.

Your Homeownership Dreams are a Click Away

LOWEST RATES IN UTAH

Our team is your go-to for any mortgage refinancing needs

Looking to refinance your mortgage? Whether you’re trying to lower your monthly payments, lessen your loan term, or capitalize on the equity you’ve built up in your home, we’re here to help.

Our qualified mortgage loan officers can identify the ideal refinancing program based on your needs and work with you through every step to ensure a stress-free process

What Kind of Home Loan is Right for Me?

Browse our innovative loan products to find a solution that suits your needs and budget. As one of the best mortgage lenders in Utah, you can count on us to keep you up-to-speed during the entire lending process.

New Home Loans

Embark on your journey to homeownership with Bedrock Home Loans – where dreams find their foundation. Let us guide you to the perfect loan, turning your dream home into a reality.

VA Home Loans

Honoring your service with ours. Bedrock Home Loans proudly offers VA Loans, tailored for the heroes of our nation. Experience a seamless path to homeownership with benefits deserved by those who've served.

Refinance Loans

Unlock the potential of your home with Bedrock's Refinancing solutions. Transform your mortgage into an asset that works for you, reducing costs and enhancing financial freedom.

Renovation Loans

Reimagine, remodel, renew with Bedrock's Renovation Loans. Transform your space into the home you've always envisioned – a perfect blend of comfort, style, and value.

First-Time Home Loans

Step into the world of homeownership with confidence. Bedrock Home Loans specializes in guiding first-time buyers through a seamless and journey, making your first home purchase an experience to cherish.

Investment Property Loans

At Bedrock Home Loans, we empower your financial ambitions with tailored Investment Property Loans, designed for savvy investors seeking to expand their portfolio.